PM Mudra Aadhar card loan yojana 2024: The Government of India is promoting business-oriented youths in the country by offering them multiple MSME schemes. Currently most of the business startups are getting the benefits of Pradhan Mantri Mudra loan Yojana in country from 2015 and it is still effective to get the financial assistance from the central government. So, if you are also going to start a new business or struggling to manage funds for the business then you can get the Mudra loan of maximum 20 lakh.
However, today we are sharing with you that quick procedure to get Mudra loan where you can claim up to 2 lakh Mudra loan using your Aadhar card. So if you are also looking for a loan then can read this article where we will share with you all the important details of Aadhar card 2 lakhs loan under pm MUDRA scheme including the application procedure, eligibility criteria, interest rates, emi etc.
Aadhar card ₹200000 PM Mudra loan
Aadhar card is very important document in India and most of the citizens have already linked their bank account with Aadhar card. So all the banking information are linked with other and it can be used for banking purpose also.
There are many banks and financial companies which are providing loan amount to their customers using their Aadhar card through online mode by following only few steps. Instead of regular banks, small financial companies are growing faster currently due to their easy approval and minimum eligibility requirements. So if you are also looking a quick loan of up to Rs 200000 then you can use Aadhar card and it is also applicable for getting Mudra loan also.
Eligibility criteria for PM Mudra Aadhar card loan yojana 2024
- All the Indians who have completed 18 years age are eligible to apply in Mudra loan scheme, however most of the banks are providing loan amount to the individuals after the age of 21, so you can check different banks for age requirement
- The MUDRA loan will be provided for business purpose only where you can start different type of services, start a fruit or Vegetable vendor business or any other manufacturing unit etc which are mentioned in the MSME business categories.
- By using your Aadhar Card and online mode you can only apply for Shishu and Kishore Mudra loan for up to 2 lakh Rupees, however if you want to get the higher amount then you need to visit to the bank physically and contact for the manager accordingly.
- Bank account of the applicant should be link with the Aadhar Card and their PAN card.
- Mobile number of the application should also be linked with Aadhar Card in the bank account to complete the verification
- The business of the applicant should be linked with the udyam registration portal
Important documents for PM Mudra Aadhar card loan yojana 2024
However, we are sharing with you the online procedure to apply for MUDRA loan but you need to upload the following documents through online mode as a pdf and JPG format.
- Aadhar card of the applicant
- GST number of the applicant
- Udyam registration number and certificate
- Business registration certificate
- Address of the applicant
- Mobile number and email ID of the applicant
Application procedure for PM Mudra Aadhar card loan yojana 2024
If you have sufficient documents and have the specific eligibility criteria to get the Mudra loan then you can follow the following procedure after searching a good bank or small financial company which is providing to your candidature.
- Firstly visit to the official website of the bank and after that click on the MSME loan section.
- Now you will find details of the Mudra loan from the portal where you need to check all the terms and conditions and after that on the apply for Mudra loan online
- Now you need to provide your mobile number which is linked with the bank and click on the submit link so you will receive the OTP for verification
- Now provide your all the basic details and the details of the business in the application form
- After that bank will ask you to select the loan amount and EMI duration to submit your debt.
- At the end you need to complete your KYC by uploading your all the documents and their document details such as Aadhar card number and verify them with OTP.
After that your application form will be submitted and company will verify all the details. If there is no deficiency in the application form, then you will shortly receive a loan amount in bank account directly.
PM Mudra Aadhar Card loan Scheme 2024: Aadhaar Card Loan of ₹2 Lakh under PM Mudra Yojana 2024
FAQ’S: PM Mudra Aadhar card loan yojana 2024
What amount of loan is PM Mudra Aadhar card loan yojana 2024 is offering ?
The amount of rupees 2 Lakh is PM Mudra Aadhar card loan yojana 2024 is offering.
Who can apply for PM Mudra Aadhar card loan yojana 2024?
Only an indian citizen who is over 21 years can apply for PM Mudra Aadhar card loan yojana 2024.
How to apply for PM Mudra Aadhar card loan yojana 2024 ?
To apply for PM Mudra Aadhar card loan yojana 2024 you have to Firstly visit to the official website of the bank.
The detailed Application procedure is mentioned above in the article.
