Canada OAS Payment October 2025: Amounts, Eligibility & Payment Date

Canada OAS Payment October 2025: A financial scheme is being run by the Government of Canada for the elderly citizens of Canada. This OAS Payment of the Government of Canada not only provides financial assistance to the elderly but also gives them a life of respect, security, and self-reliance. This important step of the Government of Canada comes as a help at that stage of age when citizens are not in a position to earn any kind of income, their physical ability is also not the same as before, and in the meantime the Old Age Security Pension payment is started by the government.

Canada OAS Payment October 2025 is given to the needy citizens in the form of a monthly pension so that they live a life full of self-respect even in old age. In today’s article, we will provide you complete details of this so that you can know what this payment is and how you can take advantage of this scheme.

Canada OAS Payment October 2025 Overview

Canada OAS Payment October 2025

As we said, the Canadian state government provides Old Age Security Payment to its citizens every month. Through Old Age Security Payment, every month the Canadian state government provides a monthly amount of $734.95 to $808.45 to the citizens. An important update has also come out regarding this payment in the month of October in the year 2025. The Canadian state government is soon going to provide the amount of OAS payment to eligible and suitable candidates this month.

Canada OAS Payment October 2025 Objective

• The main objective of the Canada OAS Payment October 2025 is to give a self-respectful life to the elderly. 
• Such elderly people who have low income or such elderly people who are not working under any circumstances are given this pension plan so that there is no hindrance in their livelihood and the elderly can live a life full of self-respect.
• Under this payment, the Canadian government also revises the amount from time to time according to the Consumer Price Index so that all the elderly can be provided pensions on the basis of inflation.

Canada OAS Payment October 2025 Amount and Date

Canada OAS Payment October 2025 Eligibility

To take advantage of the Canada OAS Payment in October 2025, the candidate will have to ensure some eligibility:

• Only citizens above 65 years of age are included in this scheme.
• The candidate taking advantage of this payment must have permanent residency in Canada.
• Or such candidates who have been living in Canada continuously for the last 10 years are given the benefit of this payment.
• To take advantage of this scheme, a separate category of 65 to 74 years and a separate category of age above 75 years have been determined, for which different amounts are provided.
• Apart from this, the benefit of GIS Survivor Allowance is also provided along with this scheme, for which the candidate also has to meet different eligibility criteria.
• The details of the income limit of the candidate are also seen for Canada’s Old Age Security Payment.
• If the income of the candidate is more than the given limit, then the pension amount is reduced. For example, the annual net world income of candidates from 65 to 74 years has been fixed at $142,609. If the income is above this, then the pension amount is reduced.
• On the other hand, for candidates of 75 years of age, the income limit has been fixed at Rs 148,179. If the income is more than this, the pension amount is reduced.

How to apply for Canada OAS Payment October 2025?

Let us tell you that to avail the benefits of this payment, candidates need to apply separately.

• All Canadian citizens who have a Service Canada certificate are automatically given the benefit of this pension service only after attaining the age of 65 years.
• If the candidate does not receive a letter from Service Canada after the age of 65, then he can get this letter by applying online from my Service Canada account.

• However, apart from OAS, the candidate has to apply separately to receive GIS Survivor Allowance etc.

Important facts about Canada OAS Payment 2025

• CPP will rise at 2.6%, with a new maximum monthly pension around $1,433.
• OAS payments for ages 65–74 will amount to $734.95 monthly and $808.45 for seniors 75 and older.

Canada OAS Payment October 2025

Thus, all those candidates who are residents of Canada and fall in the category of senior citizens can avail themselves of the benefit of this Canada OAS Payment October 2025 system started by the Canadian government, and complete details related to it can be obtained by visiting the official website of Service Canada.

Will Canada’s OAS increase in 2025?

It will be changes in the Consumer Price Index (CPI), OAS benefits must increase by 0.7% for the October to December 2025 quarter, for an increase of 1.7% over the past year, from October 2024 to October 2025.

What date is the old age pension paid in Canada?

Your first pension payment must typically comes on the last day of the month your pension is effective. After that, your pension payments must be deposited into two banking days before the end of every month.

What are the changes to the age pension in 2025?

The government must have announced the changes in Age Pension payments from 20 September 2025, including a lift on the previously frozen deeming rates by 0.5% and an increase for the Age Pension of up to $29.70 for the singles and $22.40 each for the couples.

Will I receive OAS if I live outside of Canada?

You must be qualify to receive Old Age Security pension payments while you are living outside of Canada if one if these reasons applies to you, you lived in Canada for at least 20 years after getting 18. you lived and worked in a country that has a social security agreement with in Canada.

How long do you have to live in Canada to get an old age pension?

If you are living in Canada, you should 65 years old more, be a Canadian citizen or a legal resident at the time we approve your OAS pension application and  have residency in Canada for at least 10 years after the age of 18.

FAQ’s About Canada OAS Payment October 2025