RBI Approved Loan Apps 2024: Due to the rising daily expenses, sometimes we suffer from the financial issues and we needs money. So, here is great news for the person who needed money and wants to take personal loan. Due to the money fraud and for the security reason the RBI has released RBI Approved Loan App List 2024, which provides loan easily and securely.
These mobile applications provide instant loans without any delay as per the RBI guidelines. As we all know, there are several finance companies offering loans but you should trust only RBI approved loan applications 2024. These applications will not scam you and will pay you the desired amount as per the eligibility criteria.
RBI Approved Loan Apps 2024
Let us tell you, Small finance companies also known as non-banking finance companies (NBFCs) also provide loans to customers without any conditional qualification. Non-banking finance companies promote their mobile apps and financial services by offering personal loans with no CIBIL score or low CIBIL score.
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RBI Approved Loan Apps 2024
Bajaj Finserv: It is a well-known Non-Banking Finance Companies (NBFC) app that offers personal loans up to Rs 4o lakh. However, the interest rates start from 11% to 38% which will apply on the basis of credit score and loan tenure.
Money View Loans: It is a popular NBFC app known for its focus on speed and convenience. It offers personal loans ranging from Rs 3 thousands to Rs 5 lakh with a fully digital application process.
Navi: It is also NBFC app which is known for transparent and affordable personal loans. It offers loans up to Rs 2 lakh at competitive interest rates starting from 9.9% yearly.
CASHe: It is a NBFC app that targets those who need small personal loans. It provides loans between one thousandsto Rs 4 lakh with fast approval. However, interest rates can be higher, around 2.5% per month.
Dhani: It is alsoNon-Banking Finance Companies app that offers personal loans of up to Rs 150,000. It is popular as user-friendly and flexible repayment options. It also provides multiple EMI plans to suit any budget.
True Balance: It is an NBFC app that initially offered instant loans for phone recharges and bill payments. Apart from these, loan amounts and interest rates may be different and based on your credit score.
Flex Pay: It is also Non-Banking Finance Companies app for salaried people that offer personal loans. It boasts of fast approvals and competitive interest rates starting from 9.9% per year. This application is known for being transparent and focusing on responsible lending practices.
List of Loan Apps Approved by RBI 2024
All the above mentioned mobile applications are registered with RBI as Non-Banking Financial Companies. However, RBI revises the list of approved mobile applications on its official website from time to time and removes mobile applications from the RBI Approved Loan Apps List 2024 that do not comply with RBI regulations’ always monitor that the Non-Banking Finance Companies application must follow the RBI’s term and conditions.
