SSI recipients will get Double SSI Payments in November, but the increase for COLA is December 31st 2025. So, you can Learn how much more you could receive and who qualifies for SSI payments. One of these are the country’s Social Security Administration (SSA), which disburses nearly to 70 million Americans monetary assistance in various forms such as retirees, people with disabilities and those living below poverty through programs like SSI.
A major driver of these payments is tied to the annual cost-of-living adjustment, or COLA, which helps beneficiaries compensate for inflation. Now, people are asking if they will get a Double SSI Payments in November when the 2025 COLA announcement was made and whether their benefits increase after the next adjustment. We will explain this to you in detail.
What Are Double SSI Payments in November?
The SSA publishes a payment schedule for beneficiaries each year that tells you when to expect your benefits. And the month you can see there from November 2024, that is an outlier. SSI beneficiaries will get two payments on November 1st and another one in the end of month (November 29).
But why two payments? It’s all about timing. SSI payments are usually processed on the 1st of each month. For December 2024, since the first falls on a Sunday, they moved it up to November 29th. This, again makes it seem as though there are two payments in November when actually that second one is just coming six days early for December.
Who Is Eligible for Double SSI Payments in November?
The SSI system opens up benefits to people aged 65 or older, blind, or disabled who have little income and few resources. Income thresholds are adjusted annually and eligibility requirements must be met. An individual must have resources of less than $2,000 in 2024 (not counting a home or vehicle) to qualify and the limit for couples is $3,000.
Along with financial ineligibility, recipients have also failed to satisfy residency conditions. U.S. citizens or legal aliens may receive, but SSI is not usually payable to persons living outside the United States.
Will These Payments Include the 2025 COLA Increase?
The COLA is an annual increase in Social Security benefits designed to keep pace with inflation. The COLA is expected to be about 2.5% for 2025 However, this change will not take effect in the November payments. The new, increased payment levels will apply from the first SSI issuance in January 2025.
SSI recipients will see that increase on December 31, 2024 because January 1st is a holiday but for the rest of America it’s considered payday on the following business day Long story short, November’s double is not going to be COLA increased, so you will have it adjusted on 31 of December.
Apply for Double SSI Payments in November 2025 COLA Announcement?
If you think that your situation falls under SSI benefits, the process of applying is simple.
- To apply visit the official SSA website online. To apply, you have to sign up for a “My Social Security” account.
- You can also apply over the phone by simply calling SSA at 1-800-772-1213.
- Go to your local SSA office and apply in person, but it is better that you schedule an appointment first.
- This means you have to gather paperwork that proves your identity, information on your financials and medical records if sake of applying is because of a physical disability.
How Much Will the 2025 COLA Impact Your Payments?
That yearly raises are based on inflation data collected by the Bureau of Labor Statistics. The 2025 rise is expected to be lower than that in recent years, largely because of the stabilization in inflation. How the raise might impact a typical SSI recipient:
The benefit increase could take those monthly payments to about $967 for SSI recipients, depending on their current benefits and eligibility. If married, the $1,415 SSI benefit could go to about $1,450 per month.
Fact Check about Double SSI Payments in November
For those on Supplemental Security Income (SSI), the dates of payment are November 1 and then again on November 29. This is a double payment being made because December 1st falls on sunday so disbursement for month of december will be done early. But the payments will not reflect a 2.5% Cost-of-Living Adjustment (COLA) expected in 2025; it starts with the payment of Dec. Individuals over the age of 65, blind or disabled who also meet certain income and resource limitations established by the Social Security Administration are eligible to receive these payments.
FAQs
Why is there more than one SSI payment in November 2024?
Since December 1st is a sunday, the payment will be processed on November 29th instead of December 1st due to timing.
Is the 2025 COLA going to be part of November payments?
The COLA increase would be effective beginning in January 2025 — not the present. The adjusted payment will arrive a bit earlier for SSI recipients, December 31st, 2024.
What will be the 2025 COLA increase?
COLA increases for 2025 anticipated to be 2.5% (Exact percent to be announced shortly).
