PM Mudra Aadhar Card loan Scheme 2024: Aadhaar Card Loan of ₹2 Lakh under PM Mudra Yojana 2024

PM Mudra Aadhar Card loan Scheme 2024: Aadhar card is very common id card in India which is acceptable in most of the schemes by all the agencies. Now, citizens can get Aadhar Card loan 2024 under the PM Mudra Yojana. So, if you also have Aadhar Card and want to get up to 2 lakh rupees loan amount to start your business and other business activities then can read this article where we will share with you all the latest information of PM Mudra Aadhar Card loan Scheme 2024, including the eligibility criteria, procedure to apply for the loan, interest rates and other charges of Aadhar card loan, etc.

PM Mudra Aadhar Card loan Scheme 2024

Pradhan Mantri Mudra loan Yojana is a Central Government sponsored loan scheme in India which is prepared for Entrepreneurs who want to start a new business. However, the Mudra loan is providing the maximum amount of 20 lakh to the beneficiaries according to their business criteria. But if you need instant loan of up to Rs 200000 Rupees then can use Aadhar Card loan method under the PM Mudra Yojana. Most of the banks in India are providing loans to their customers under the scheme with a decent interest rate of between 10% to 14%. 

Eligibility criteria for PM Mudra Aadhar Card loan Scheme 2024

• Only citizens who are permanent resident of India are eligible to apply for Aadhar Card Mudra loan 2024.
• Individual should have Aadhar Card and it should be linked with bank account and PAN card of the candidate.
• The business of the individual should be registered with udyam portal of Government of India.
• The individual should have at least one year balance sheet of the business which will be checked by the bank authority while providing the loan.
• You can apply the loan for only business purpose and cannot use Such payment for your personal expenses such as home renovation, stock investment etc.
• The age of the citizen should be more than 18 years old to get the benefit of loans in India.

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Required Documents for PM Mudra Aadhar Card loan Scheme 2024

However, we will share with you the online application procedure to apply for PM Mudra Aadhar Card loan Scheme 2024, but you need to provide the following documents through online mode to the bank mobile application or website. so it is important to prepare the PDF of the document accordingly:

• Aadhar card of the applicant
• PAN card of the applicant ( for more than 50000 loan)
• Business registration documents
• GST registration document
• Bank account passbook
• Balance sheet of the business
• Address details of the business
• Annual turnover of the business
• Plan to invest the payment to scale up your business.

Apart from this unit to carry your resistor mobile number with Aadhar card, pan card and bank account, so it will help you to complete the KYC earlier and will help to get approval soon 

Application procedure for PM mudra Aadhar Card loan Scheme 2024

Firstly you need to find the specific Bank where you have the bank account and which is providing Mudra loan to their customers through online mode. After that you need to follow the following steps

• Visit to the official website of the bank and click on the MSME loan 

• Now you will reach on the new page where you can see the Digital Mudra loan option on the screen and click on the apply now link after reading all the terms and conditions

• Now complete your registration on the portal by entering your mobile number which is registered with the bank, so you will receive OTP for verification
• After that the new portal will open on the screen where you have to again select the Mudra loan scheme and click on the application form
• Now you need to provide all the basic details of the applicant such as personal information, contact details, business information, the loan amount which you want to get etc
• After that complete the banking and loan related information such as the EMI option, processing fees, tenure of the loan etc.
• Now you will be asked to complete the KYC by providing Aadhar Card and PAN Card details so you will receive OTP on the registered mobile numbers and can upload their PDF or photographs accordingly on the application page

Once you provide all the information your application form will be successfully submitted and you will receive notification from the banks from about the status of the application form

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PM Mudra Yojana 2024 

Pradhan Mantri Mudra loan scheme is divided into four categories where individuals can get 50,000 to 20 lakh loan amounts instantly in the bank account to Start a new business. The Shishu Mudra loan is prepared for up to 50000 loan, Kishore Mudra loan is prepared for up to 5 lakh rupees loan and the Tarun Mudra loan is prepared for the loan amount of 10 lakh rupees.

However if you have already applied for Tarun Mudra loan and completed your loan within the time duration then can apply for 20 lakh extra loan amount also under the scheme. However if you are looking for online Mudra loan when you can get up to 1 lakh to 2 lakh rupees loan using the mobile application or the official website of the bank, otherwise you need to visit for the branch to apply for the large loan amount. 

FAQ’S: PM Mudra Aadhar Card loan Scheme 2024